Get advice from XTB's market analyst, Matej Bajzík.
Everyone wants to know this. But it's impossible to say what will work best in the investment world in any given year, because the performance of individual investments is influenced by a bunch of unpredictable factors.
Even in this uncertain world, you still have some certainties. For example, the basics for most investors remain the same: investing long-term through cheap, easily accessible, and diversified options has a good chance of success. We’re talking about stock ETFs, which you probably already know.
“It’s the cheapest and most effective way to safely grow your money over the long term without stress,” reminds Matej Bajzík, an investment market analyst at XTB.
ETF funds track stock indices like the US S&P 500 or the global MSCI World and have historically delivered average returns of around eight percent per year. This often comfortably beats inflation.
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For the active ones, the development in the AI sector might be interesting, with new companies and technologies emerging that have significant growth potential. The pharmaceutical industry is also worth a look, with a massive surge in things like weight loss drugs. If you can handle a higher level of risk as an investor, directing a part of your portfolio into these thematic trends might be interesting.
Whatever you decide, remember. The key rule remains the same, as it did in the past and will in the future: diversification, discipline, and a long-term outlook. It’s also important to know who you are with your money.
So, don’t bet everything on a single investment, stick to your investment plan, and remember that the longer the time, the higher the chances for profits and lower risks of losses. That’s your best shot at becoming a successful investor.
